Call 619-395-4899 to speak with a licensed insurance agent.

Call 619-395-4899 to speak with a licensed insurance agent.

Protect Yourself from These Common Scams

Posted by Dhina Valencia, November 22, 2016

Every year, con artists target hundreds of thousands of people aged 65 and over. And at this time of year, thieves are desperate to make a little extra cash. Learn the signs of the most common scams, listed below, and remember that you can always consult a family member or financial professional if something seems amiss about a situation.

Distraction techniques. Someone, supposedly representing a utility company (they might even be wearing a uniform), knocks on your door. They ask to check on something in your backyard or even inside of your house. While your back is turned, they snatch jewelry or other valuable items. If they are working with a partner, larger items might be going out one door while you’re distracted in another part of the house.

If anyone approaches you this way, ask to see further proof of their employment, or call the company to verify the situation before letting them into your home.

Fake computer techs. A caller, pretending to be employed by Microsoft, Apple, or some other large tech company, calls to inform you of a problem on your computer. They might ask for sensitive account login information, or even a credit card number. These solicitations can also arrive via email.

Ignore these calls or emails, because these companies won’t reach out to you in this way.

IRS scams. An “IRS agent” calls to tell you that there is a problem with your tax return. You could face fines, penalties, arrest or even deportation. The caller offers to help you resolve the problem immediately, and escape punishment, if you can pay the balance of what you “owe” today.

The IRS will never contact you by phone to demand payment. If there is a problem with your tax return, they will send you a letter. Hang up immediately and report the call.

Lottery scams. The voice on the other end of the line congratulates you on your lottery win. But in order to claim your prize, you must pay a processing fee, which you can wire directly to them.

You can’t win a lottery you never entered, and if you did win, you wouldn’t be notified by phone. Ignore these calls, no matter how tempting they might be!

Grandchild in trouble. You answer the phone, and someone addresses you by “Grandma” or “Grandpa”. This person is crying, and needs money to get out of an emergency.

It’s highly unlikely that this situation would ever happen. But you could always hang up and call another member of the family, if you’re worried the story is true. Never send money to a troubled grandchild unless you have spoken with their parents first.

These are just some of the most popular scams that might target you. When in doubt, always remember that if something seems too good to be true, it probably isn’t true. And if there is a problem with your tax return, computer security, a relative, or some other area of your life, you’re unlikely to hear about it via a strange email or phone call. Never give out personal information, such as your bank account details, unless you are absolutely certain that you are not being targeted by a scammer.

Need more information on your insurance options?

Contact us online to learn more

Contact Us

Close Accessibility Tools
Accessibility Controls Reset
Content Adjustments
Font Size


Line Height


Content Scaling


Highlight Titles
Highlight Links
Highlight Forms
Align Left
Align Center
Align Right
Focus Mode
Color Adjustments




Accessibility Statement

Despite our attempts to make this website accessible for everyone, there may still be some pages or sections that are not completely accessible, are in the process of becoming accessible, or do not have a suitable technological solution to make them accessible. Nevertheless, we are always striving to enhance our accessibility by adding, updating, improving its options and features, and incorporating new technologies.

We want to provide our users with the best experience possible, so we strive to support as many browsers and assistive technologies as possible.

If you wish to contact this website's owner, please use the contact form on the website.

Our User Interface Adjustment Options

Font adjustments - With this tool, users can modify font size, style, letter spacing, and line height for improved alignment and readability.

Color adjustments - Users can customize their color contrast profiles to light, dark, desaturated, and monochrome.

Content highlighting - Users can prioritize key elements such as links, forms, and titles.

Content focus - Users can enable focus mode to highlight the current page information based on their mouse movement.